A few weeks ago my husband walked into the bathroom and got his socks all wet. He thought I had just taken a bath and splashed a bit (if you follow me on Instagram you know how I like my baths). After convincing him (yes it took some convincing) that I hadn’t been in there we realized our ceiling was leaking AWESOME! And of course we were due for a huge storm that week so we needed to get it taken care of ASAP.
We ended up needing an entire new roof. Not cheap. And to top it off this was just a few days before Christmas. Thankfully we have a fully funded emergency fund so what could have easily been a giant problem was just a minor annoyance.
The musicmaker and I discovered Dave Ramsey‘s radio show early in our marriage and we made it a priority to become debt free. Can I just say how amazing it is to pay off your last student loan, or know that you don’t owe anyone for anything (except the house), or go on a vacation and know that you don’t have to figure out how to pay off the credit card bills when you get home? It’s a whole wonderful new feeling.
This is NOT a sponsored post. I did not get a free copy of this book and I’m not getting compensated for writing this post (but I am using an amazon affiliate link below). I just know what a blessing this information has been to my family and when I saw that Dave’s books were on sale I wanted to share the love. I know how crippling debt can be and even if it’s not crippling exactly there is just a freedom that comes with paying with money you have and living within your means.
So today I am giving away a copy of Dave Ramsey’s best selling Total Money Makeover. I haven’t read it all myself yet (I bought a copy for us though) but I’ve flipped through it and I’m excited. It has so many of the great lessons and wonderful stories I’ve heard Dave teach on his radio show over the years. In addition to the book I made a pretty coupon/money holder from my coupon holder tutorial. You can use it to hold coupons or like we do to separate our cash for our “envelope system” (basically each section is money from a different part of our budget like groceries, house, eating out, etc.)
There are lots of ways to enter see the rafflecopter below (reload if you don’t see it).
If you want to make your own holder be sure to check out my coupon/money holder tute. While you’re at it check out Dave’s website to find his radio show on a station near you, access his free articles and tools, or check out his books.
(use this picture if you want to enter via Instagram)
Leigh the sewing diva says
I love Dave Ramsey!!!
We’ve read the book and heard the radio show and are slowly working our what out from under debts. It will take A while as I can’t work due to health but trying to keep outgoings as low as possible. We still take out cash for the month but use a virtual envelope app on our phones called EEBA which makes it easier as don’t have to get out lots of different value notes or lots of change to split across envelopes as it just goes in 1 wallet.
Penguin says
I want to get my family out of debt this year! We don’t have too much to pay off, thank heaven, but there is some. This would be an awesome book to win! I realy like your coupon holder too! [email protected]
Penguin says
I can’t wait to win this book!
Penguin says
My name is Megan Chomic, by the way. :-) Thank you for this giveaway!
Oh Mandie says
Our family’s number one priority this year is to learn how to efficiently manage our money and budget. Our church hosting Dave Ramsay’s Financial Peace University next month and my husband and I can’t wait.
Unlike you, we don’t have a emergency fund or anything. And that def needs to change! So glad was could have a catastrophe for you was not!!
Shelley says
I am working on my emergency fund this year :)
Heidi Rogers says
Daniel and I were JUST talking last night about how excited we are to be debt-free, and how paying the debt snowball is really working! I was so overwhelmed at first, but it’s happening a lot faster than I thought it would.
Adrian's Crazy Life says
I’m a big Dave Ramsay fan and while I’m not quite debt free, I am working steadily towards it. I want to win this for my son who is struggling with some money problems. Here’s my best tip – tape a $20 to the back of the book and tell them they can’t have it until they’ve read the book. That will guarantee it a priority spot on their reading list!
langelan says
Would love to win and learn how to make some changes with personal finances!
pinksarahh says
I was just talking to my sister n law yesterday about Dave Ramsey. They started it and love it!
Debra Hawkins says
Love this! I wish we could be out of debt now! We have a system in place and we are paying things off, we just finished paying off my little one’s hospital stay from two years ago, but man I am impatient, I want it all paid off now. :)
Entirely Eventful says
Dave Ramsy has a lot of good things to say! this is a great post!
5dc92a02-58fc-11e2-9303-000bcdcb5194 says
Would love more info for me and my family. We have a little one and his (and our) financial security is of the utmost importance! Any tips to pay off debt are needed and welcomed since we have a lot of student loan debt.
Lisa Stoddard says
I tried to post a comment before but got an error – so here we go again! I LOVE this giveaway and it’s perfect timing because Jon and I were talking last night about how we want to re-do our budget for the new year. I have several friends who have benefited fro Dave Ramsey’s book so I’m eager to read it as well!
Carla says
This book is a great one. We are Dave Ramsey followers and live a debt free lifestyle. Isn’t he sooooo inspiring? I listen to his radio show on my commute on I heart radio and also local. Great giveaway!
Lex says
I’d love to win! :) My new year’s resolution is to save enough this year for a down payment on a house!
Stacie says
I’d like to save more and spend less and feel like I’m at a dead end with where else I can save money or cut corners at.
Kassi Mortensen says
I won the Dave Ramsey Financial Peace University kit awhile back and LOVED it! We’ve almost got baby step one covered and are already working on our debt snowball! So exciting you’re sharing this with others! And SO glad you were able to get your roof fixed!
Krystal Miller says
I would love to win! That coupon holder will help me organize my coupons a lot better than I currently am — helping me save money!
Mary Jo says
Yes, I want to win! The book would be great, but I really want that snazzy coupon holder!!
Michelle J. says
I’d love to get our student loans paid off (and I’m crossing my fingers that I’ll win)!
Diana - FreeStyleMama says
Cute holder!
Meghan D says
I would love this! We are trying really hard to follow his plan so we can pay off our debt and start saving for a house, so this would be AWESOME! Pick me! Pick me!! ;)
Karrie S says
I really need to get out of debt from my student loans. They are killing me.
Julie Maloney says
PERFECT timing, I was just wishing for a new coupon holder!
Kim @ Too Much Time says
I do adore Dave, and we need to move to the envelope system. I feel like my kids don’t evn know what real money is!
Amy says
We just went through Dave’s Financial Peace University a few months ago…great, practical tips! I’d recommend him to anyone. I love love LOVE that coupon holder…off to check out the tut! Thanks for linking up at Shine on Fridays!
Emillie Rose says
would love to win! financial goal – pay off our truck
hisprincess886 at yahoo dot com
Judy Bowes says
Love that coupon organizer. I have just started couponing and was looking for something to carry to the store.
JACLYN says
Would love to win!! We are slowly but surely paying down our debt!
Jenn says
I would love to win! P.S. are you going to be selling any of those cute chevron coupon holders in your Etsy shop?
Jess from Coxs Corner says
Featuring YOU at Artsy Corner!
Title Loans Utah says
I listen to his radio show on my commute on I heart radio and also local. Great giveaway!
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